Paypal generate revenue through multiple methods. From account chargers, withdrawal fees, interest from PayPal Wallet, to subscription plans like PayFlow. The main method of revenue though is through transaction fees. When a Business account receives a transaction from a customer, they pay a fee of 2.9% plus $0.30USD of the amount they receive on the sale.

PayPal also charges a fee when a Business account receives a transaction from a different country. The charge includes currency conversion and an international payment fee.